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It's no secret that every company goes through various changes during its lifetime and it is very important to identify and analyze in time how positive or negative these changes are. This is, to make decisions at the right time and avoid what we know as business crises. Among the important factors affecting the viability of a company are innovation, access to credit, company size, financial structure, type of market chosen, among others. All of these are key elements in business development and undoubtedly determine the future of the company. Generally, companies have KPI indicators that allow them to monitor and improve their operations along the way. However, on several occasions, for various reasons, mistakes or failures are often overlooked, which can lead to a company going into crisis, assuming that they are on the right track. According to a study conducted by W. Weitzel and E. Jonsson at Cornell University in 1989, there are 4 prior stages that expose a company to the ele

Finding someone to share life as a couple is one of the happiest moments in life. Living with the ideal person will always be a dream. However, many couples don't know how to manage their home finances and in this way, they get into chaos on a daily basis. Budgeting together for fixed expenses, saving and investing, comparing prices and quality, not living beyond your means and not going overboard with loans are the five keys we tell you below to managing your home finances together as a couple. well-being. then how to apply the 5 keys to managing household finances with a partner: Create a shared budget for fixed cost The best decision you can make to manage your finances is to budget together: this is life as a couple. You should anticipate the house's fixed expenses to know how much money you should allocateIf at the end of the month you have money left over, the best thing you can do is use it in a savings fund. Having savings will allow you to respond to unexpected expens

Making company financial reports is something that must be done by those who are engaged in the business world. All businesses that want to be managed properly, must have a record containing information about all their financial activities. Not only large-scale companies that have an obligation to make company financial statements. Because, even small companies are actually encouraged to make their company's financial statements. Because basically the financial reports that are made will later be useful for themselves. The company's financial statements are defined as a collection of reports that provide information about the company's financial activities. Where in the report is presented some information regarding the income statement, capital ownership report, cash flow statement, balance sheet and also notes regarding the financial statements. From this definition, it can be concluded that in essence, the company's financial statements are a description of a series

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 Almost all of us must have used Whatsapp, Line, and other messaging platforms to communicate digitally. In this all-digital era, technological advances certainly bring changes in our daily activities. Whether it's starting from how to communicate and interact, transportation, exchanging information, even listening to music. Even to buy the things you want, you only need to use your gadget anywhere and anytime. Just one word: Wow! From a wide selection of products available online. Starting from daily necessities, electronic goods, beauty products, to digital products, such as paying electricity bills to online mutual funds, you name it! Insurance is now starting to be offered digitally. The presence of digital channels in the insurance industry not only makes it easier for prospective customers to find information, but also increases convenience in transactions. In addition to its wide reach, here are three reasons why buying insurance online can be your option when looking for s

Innovation is one of the important things that entrepreneurs must continue to do to develop their business. Creating innovation is not easy.You need high creativity to come up with new ideas. However, don't worry, try doing this activity to hone your ability to innovate. Write down all the ideas that come to pass Inspiration can come anytime and anywhere without us expecting it. For that, try to take a notebook with you wherever you go and write down all the ideas that come to your mind. When jotting down everything you think about, never mind how plausible the idea is. It can only limit and hinder you in seeking and finding business inspiration. Search Experience New